Medicare Supplement Insurance (also called Medigap) helps senior and disabled Alaska residents pay for certain Medicare co-payments, deductibles, and other costs. Currently, insurance companies can offer state residents up to 10 standardized Medigap plan options: Plans A, B, C, D, F, G, K, L, M, and N.

Alaska Medicare Supplement Plans Comparison

According to AHIP, 15 percent of Medicare beneficiaries in Alaska were also enrolled in a Medigap plan. Certain Medigap plans sold in Alaska are more popular than others.¹

*Plans no longer available for purchase, including Plans E, H, I, and J.**Pre-standardized plans are policies sold before July 1992.

Medicare Supplement Insurance Pricing Methods

Medigap pricing methods are important because they dictate how your premiums may increase in future years. There are 3 different pricing methods:

• Attained-age rated: The premium increases as you age.
• Issue-age rated: The premium is based on your age when you buy and it may increase due to inflation and other factors, but not due to your age.
• Community rated: The same premium is charged to all Medigap policyholders.

The majority of Medigap policies issued in Alaska are attained-age rated, according to the Kaiser Family Foundation (KFF).

Under-65 Enrollment Rules

Although Medicare Supplement insurance is primarily for senior citizens, it’s also available to disabled people and those with end-stage renal disease (ESRD) in some states. Each state’s insurance department dictates the rules governing Medicare beneficiaries under the age of 65.

Insurance companies in Alaska are not required to sell Medigap plans to those under 65 years old, but are allowed to do so if they choose.